Compare Public Liability Insurance for Tradies

Personal Accident and Illness insurance*

Working as a tradie, your physical strength and wellbeing are essential to complete your jobs. Whether it’s assisting your customers with installing a new bathroom, building a new roof or re-painting a home, these are tasks require you be strong and in good health.

If something were to go wrong like you were injured or fell ill, how would you be able to pay the bills and other expenses while you are out of action?

Personal Accident and Illness insurance can provide levels of cover for loss of income if you are unable to work, permanently disabled or even pass away as a result of an unexpected injury or illness (even if it occurs outside of your employment). This type of coverage can offer you comfort knowing that if you are unable to work, you will still have some income to support yourself and your family while you heal.

Tax Audit insurance*

Running your own tradie business means you’re busy out on site working on projects and potentially dealing with complex cash flows throughout the financial year. Let’s face it, you specialise in your trade, not crunching numbers. Even if you take the steps to keep your books squeaky clean, there is always a chance that you may be faced with an audit by the Australian Taxation Office (ATO)

In the event your accounts were audited by the ATO, you may be required to hire in the help from external professionals like accountants to assist with completing the process.

If your accounts are audited by the Australian Tax Office, it can be a costly and time involved process. This is where Tax Audit insurance can alleviate some of the pain by covering your business for specified costs in the event that it is selected by the Australian Tax Office for auditing.

The policy covers the costs of accountants and other professional fees incurred in the course of an audit. Being audited can be time consuming, complicated and can potentially result in a significant financial detriment. You will almost certainly want the services of an external accountant or similar professional and their fees can be substantial.