A lot goes into operating your restaurant and your business assets help make it happen. From your tables and chairs to your kitchen equipment, they keep your business functioning, and without them it could spell disaster for your business.
Glass- covers the costs of repairing or replacing internal and external glass that is accidentally damaged or broken. This includes windows, mirrors, or porcelain.
Building- if you own your building premises, you can’t afford to be out of business if your building is damaged or destroyed due to an insurable event. Burst water pipes and kitchen fires are common risks that restaurant buildings are faced with.
Contents- protect valuable items like your restaurant’s furniture, artwork and other fittings
Machinery Breakdown- you rely on your fridges to keep your produce fresh, so it makes sense to have cover for them. With Machinery Breakdown cover you can get an extension to cover the loss of stock if your fridge experiences a motor burn out and your stock was ruined as a result.
Business Interruption- consistency is key when owning a restaurant. A kitchen fire could see you closing your doors not only impacting on the immediate trading days, but the potential to lose customers for the long run.